AAA Home Equity
Let your home work for you.
From weddings and home improvements to new business start up costs, we all have projects and plans that may need financing. Our flexible and comprehensive services allow you to borrow against the value of your home so you can meet unexpected expenses and long-range goals.
With no fees and loan amounts up to $750,000, you can finance construction costs, consolidate debt or start planning for whatever you want.
What's more, we offer fixed and variable rates with various loan terms and repayment periods. There are no closing costs, and the interest you pay may be tax deductible.
rates as low as3.99%fixed*
prime -1.00View all rates
Fast approvals • No fees • Fixed and variable rates • Flexible repayment terms
*Some rates not available in all areas. All loans issued by major financial institutions whose rates and terms are subject to change without notice. Some restrictions apply. All loans are subject to credit approval, appraisal and satisfactory title examination. Minimum loan amounts start at $50,000 for rates above. Borrowing at 3.99% APR for 120 months results in payments of $505.98 per $50,000 borrowed. A $250 "early closure" fee applies to loans closed in the first 12 months. Rates listed above are for AAA members only. Other rates, terms and amounts available.
**The annual percentage rate is based on the value of an "index", which is the PRIME RATE AS PUBLISHED IN THE WALL STREET JOURNAL minus 1.00% for the loan term. The lender will use the most recent index value available as of the date of any annual percentage rate adjustment. Daily rate adjustments are based on changes in the index (as of April 1, 2013, rate was 3.25%), but will never be lower than 5%. Minimum Line of Credit is $50,000. A $350 "early closure" fee applies for all loans closed out during the first 24 months. The maximum APR is 21% in Rhode Island. Maximum loan to value requirements apply. Savings account and property insurance required. Flood insurance may also be required. Rates listed above are for AAA members only. Other rates, terms and amounts available.